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Our sharp new design makes it easy to keeptrack of your deposit accounts, mortgages, TFSAs, mutual funds andRRSPs. Sign on with a single touch when you set up Fingerprint ID.Depositing a cheque? Just take a picture. Set up automatic billpayments, transfer money, receive and manage funds with Interace-Transfer® and so much more!FEATURES• Apply for bank accounts or credit cards in a single, simplifiedform and view your application status in real time. Existingclient? Enjoy immediate access to your new bank accounts.• Review details of your transaction history for deposit, creditcard and other eligible credit accounts, mutual funds, mortgagesand loans. View your eStatements and cheque images.• Deposit Canadian dollar cheque by simply taking a picture withyour device.• Save your fingerprint on your Android device and speed up thesign on process with Fingerprint ID.• Set up instant, post-dated or recurring payments and transfersand add new payees.• Send and receive funds with Interac e-Transfer®.• In Customer Services, update personal information and makeservice requests for your accounts.• Book a meeting with a CIBC advisor.• Search for nearby branches, bank machines and CIBC MortgageAdvisors.• Quickly search our entire app! Type or use your voice to searchand we’ll connect you to the right page.• Create a savings goal in your account, track its progress and setup transfers to help you save.• Get your free Equifax credit score directly in the app.For Android tablets• Easy-to-understand charts give you a consolidated view of allyour CIBC holdings.• Interactive graphs show your spending and saving behaviour.• Manage upcoming payments and transfers with the transactionscalendar.• View a list and map of nearby branches, bank machines and CIBCMortgage Advisor locations.SecurityBe reassured that your privacy and security is protected with theCIBC Online Security Guarantee.LegalBy downloading the CIBC Mobile Banking App, you consent to theinstallation of this app and to any future updates or upgradeswhich may be automatically installed depending on your device oroperating system’s default settings or the settings you haveselected. You can withdraw your consent at any time by uninstallingthis app.Accessing this app may result in additional service fees charged byyour service provider. Check with your service or hardware providerif you have questions about your specific device.Contact InformationThe CIBC Mobile Banking App is made available by CIBC, 199 BayStreet, Toronto, Ontario, M5L 1A2. To learn more, contact us at1-877-433-1902 or visit www.cibc.com/mobilebanking.*When sending an e-Transfer, you can have the app accessinformation from your contact list to fill in the requiredrecipient information. At no time is that contact list datatransmitted or shared with CIBC.Note: The enhanced Android experience is only available on devicesthat use Android 4.x software and above. However, we still supportusers who are using older Android software.Interac e-Transfer® is a registered trademark of Interac Inc. CIBCauthorized user of the mark. CIBC and related marks are trade-marksof CIBC.LANGUAGES:EnglishFrench

With the new PC Financial® Mobile Banking App,you can pay bills, transfer funds, check your balance and more injust a few steps. Take advantage of the new graphs to help youbudget on your tablet. Signing on is even easier with FingerprintID. Simple, convenient and secure – it’s the ideal app for youreveryday banking needs.Features of the PC Financial Mobile Banking App:Registration and ProfileSign in using your PC Financial online banking credentials orregister right from the app. You can also add a nickname and customimage for your account, edit your contact information, password andyour personal verification questions.Sign on with Android FingerprintSet up and save your fingerprint on compatible Android devices andspeed up the sign on process with a single touch.Mobile cheque depositDeposit your Canadian dollar cheques by using your mobile device.Just take a picture of both sides of your endorsed cheque, enterthe dollar amount, select the account you would like to make yourdeposit to, and submit it.Check account balancesCheck account balances on all of your PC Financial deposit,borrowing and investment accounts. Your deposit accounts include arunning balance to help you keep track of your spending.Review transaction historyReview details of your transaction history for deposit and othereligible borrowing accounts. You can also view your OnlineStatements and cheque images.Pay billsPay bills you’ve already set up in online banking, add new bills orset up future bill payments.Transfer fundsTransfer funds between your eligible PC Financial banking accountsand set up recurring transfers. Send an Interac e-Transfer® toanyone on your existing recipient list or create new recipients.*You can also check the status of an e-Transfer.See past and upcoming transactionsView past and upcoming bill payments and transfers.Locate bank machines and pavilionsSearch or use your current location to find nearby PC Financial andCIBC bank machines and PC Financial pavilions.Security while you bankEnsuring the safety of your information online is important. Whenusing this app, your information is protected under the PCFinancial Personal Banking Online Security Guarantee. You can bankwith confidence knowing your privacy is safe. For more information,select the shield icon in the upper right corner of the app.LegalBy downloading the PC Financial Mobile Banking App, you consent tothe installation of this app and to any future updates or upgradeswhich may be automatically installed depending on your device oroperating system’s default settings or the settings you haveselected. You can withdraw your consent at any time by uninstallingthis app.Accessing the app may result in additional service fees charged byyour service provider. Check with your service or hardware providerif you have questions about your specific device.Contact InformationPC Financial can be reached at P.O.Box 603, Stn. Agincourt,Scarborough, Ontario, M1S 5K9. To learn more, contact PC Financialat this mailing address or visithttp://www.pcfinancial.ca/english/contact/contact-us.President's Choice Financial personal banking services are providedby the direct banking division of CIBC.*When sending e-Transfers, you can have this app access informationfrom your contact list to fill in the required recipientinformation. At no time is that contact list data transmitted to orshared with the providers of PC Financial services.® PC, President's Choice, PC Financial and President's ChoiceFinancial are registered trademarks of Loblaws Inc. Trademarks usedunder licence.Interac e-Transfer® is a registered trademark of Interac Inc. CIBCis an authorized user of the mark. CIBC and related marks aretrademarks of CIBC.Banking services not available in Quebec.

A new, fast and safe way to pay with your CIBCcredit card using your smartphone — on Rogers, Bell, TELUS, VirginMobile and Koodo Mobile. Whether you're grabbing coffee, buyingmovie tickets or picking up groceries, there's no need to fumblefor cash. Rest assured, the CIBC Mobile Payment App is just assecure as using your CIBC credit card.To use the CIBC Mobile Payment App, you’ll need:• An activated Rogers suretap NFC SIM card, or Bell, TELUS, VirginMobile or Koodo Mobile NFC SIM card. A new SIM card may berequired. To obtain an NFC SIM Card, please visit your mobileproviders store, order online, or contact their call center.• A data plan with Rogers, Bell, TELUS, Virgin Mobile or KoodoMobile.• An Android supported phone. Visit www.cibc.com/mobilepayment formore information. Please ensure you have made all phone softwareupdates prior to downloading the App. Some Android smartphones maynot be supported by your service provider. Please contact themdirectly for more information.• A CIBC credit cardCIBC Mobile Payment App features include:• You can register yourself for the payment app without having tocall.• The CIBC Mobile Payment app works with the accessibility featuresof your phone. To make the most of these features, make sure you’reusing the latest OS.• Use for purchases up to $100• Can be used at thousands of participating locations in Canada andabroad — just look for the contactless symbol at checkout• Ability to lock the CIBC Mobile Payment App with an optionalpasscode• Cardholder protection for unauthorized transactions*• Trusted encryption technology to store your credit card on thechip in your smartphone• Track your mobile purchases on your CIBC credit card statement orthrough online or mobile banking• Accumulate rewards with a CIBC rewards credit cardDownload the App today, or visit www.cibc.com/mobilepayment formore information.LegalBy downloading CIBC Mobile Payment App, you consent to theinstallation of this App and to any future updates or upgradeswhich may be automatically installed depending upon your device oroperating system’s default settings or the settings you haveselected. You can withdraw your consent at any time by uninstallingthis App.Contact InformationThis App is made available by CIBC, 199 Bay Street, Toronto,Ontario, M5L 1A2. To learn more, contact us at this mailing addressor visit www.cibc.com/mobilepayment.Please Note: CIBC does not support the use of the CIBC MobilePayment App on rooted phones.*You are not liable for unauthorized credit card transactions aslong as you comply with the CIBC Cardholder Agreement, whichincludes reviewing each monthly statement and reporting possibleunauthorized or fraudulent transactions to CIBC within 30 daysafter the statement date.

Access your accounts. When you want. How youwant.With the free CIBC Mobile Wealth App, you can access any of yourCIBC Wealth accounts, including CIBC Investor’s Edge, CIBC ImperialInvestor Service, CIBC Wood Gundy, and CIBC Private InvestmentCounsel.What the CIBC Mobile Wealth App has to offer*:Monitor your investmentsKnow exactly how your accounts are doing with detailed informationon the securities in your accounts.Trade stocksIf you’re a client of CIBC Investor’s Edge or CIBC ImperialInvestor Service, effortlessly buy and sell equities and ETFs andcheck the status of your trades.Get real-time quotesFinding a stock symbol is easier than ever with our predictivesymbol search. You can monitor stock prices and get an at-a-glanceview to stay up-to-date with the markets.Transfer fundsEasily and securely transfer funds between your CIBC accounts, andcheck the status of your transfers to keep track of yourfunds.Review your transaction historyReview your transaction history and search or filter for pasttransactions based on specific criteria.And as always, you’re protected by the CIBC Online SecurityGuarantee.LegalBy downloading the CIBC Mobile Wealth App, you consent to theinstallation of this App and to any future updates or upgradeswhich may be automatically installed depending upon your device oroperating system’s default settings or the settings you haveselected. You can withdraw your consent at any time by uninstallingthis App.Accessing the CIBC Mobile Wealth App may result in additionalservice fees charged by your service provider. Check with yourservice or hardware provider if you have questions about yourspecific device.Contact InformationThe CIBC Mobile Wealth App is made available by CIBC, 199 BayStreet, Toronto, Ontario, M5L 1A2.Disclaimers*Real-time quotes and stock trading are available to CIBCInvestor’s Edge and CIBC Imperial Investor Service clients only.Fund transfers and transaction history are available to CIBCInvestor’s Edge, CIBC Imperial Investor Service and CIBC Wood Gundyclients.Android™ is a trademark of Google, Inc. CIBC and related marks aretrademarks of CIBC.To use the CIBC Mobile Wealth App, you must first be registered forOnline access. The CIBC Mobile Wealth App is currently availablefor selected Android devices only.

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2017 marks the 150th anniversary forCIBCCIBC is building a strong, innovative and relationship-orientedbank. Every day, our employees help our clients achieve theirfinancial goals and deliver on our brand promise, "Banking thatfits your life."It’s a story as old as Canada and in 2017 we are celebrating ourmutual 150th birthday! Get the CIBC150 App and join us incelebrating our past and creating our future.

Download the CIBC Insurance DriveSmart TM app today and enjoy thebenefits: ● The opportunity to save on your auto insurance withCIBC Insurance DriveSmart TM ● Online access to your insurance fileand claims CIBC Insurance DriveSmart Monitor your driving habitswith the CIBC Insurance DriveSmart program and you could save up to25% on your auto insurance premium before your renewal. Photo-basedestimate If your vehicle is damaged in a minor accident, you may beeligible to use the Photo-based estimate feature when filing yourclaim. You can use it to take photos of the damage to your vehicleand send them to a body shop or an appraiser. This will save youtime and speed up the claim process! Online Services If you havehome or car insurance with us, you get a summary screen with allyour insured vehicles and property at a glance. You can also usethe app to access your insurance policies and even file a claim.Take advantage of CIBC Insurance DriveSmart TM and all the otherperks of being insured with us. Get a quote! Already insured withus? Download the CIBC Insurance DriveSmart TM app today! LegalNotes TM CIBC and related trademarks and logos are registeredtrademarks owned by CIBC, used under licence by Certas DirectInsurance Company in Ontario and by The Personal General InsuranceInc. in Quebec. These trademarks are protected by Canadian laws.Certain conditions, limitations and exclusions may apply. CIBCInsurance DriveSmart is available only in Ontario and Quebec and ispart of the CIBC Home and Auto Insurance Program that is brought toyou by CIBC Insurance Agency Inc. The discount does not apply tocertain endorsements and additional coverages. Subject to the Termsand Conditions of the Ajusto Program in effect on the date of yourenrollment. Note: Continued use of GPS running in the backgroundcan dramatically decrease battery life.

This is the official mobile application for CIBC Events. To getthemost out of your conference & meeting experience, you canusethe app to: -Keep up to date with event announcements-Viewdetailed information on sessions and speakers -Buildyourpersonalized schedule -Access presentation materials -Connectwithother attendees

Convenient and secure access to your trust andinvestmentinformation wherever you are with the CIBC PrivateWealthManagement (Int Cust) App. The application provides asnapshot ofyour total wealth, making it easy for you to shareinformation withyour trusted advisor, making informed financialdecisions based onyour goals. Key features include: • A secureenvironment,protecting your information. • Access to your financialinformationin a clear and simple format. • Use of your fingerprintas aconvenient and secure way to sign in. • A snapshot of yourtotalportfolio on an aggregated basis or by individual account.•Detailed holdings information. • Recent trade activityandtransactions.

Bank wherever and whenever you want with the CIBCFirstCaribbeanMobile App! With this app, you can pay bills,transfer funds, checkyour balance and more in just a few steps.Simple, convenient andsecure - it’s the ideal app for your everydaybanking needs.FEATURES: Check balances Check account balances onall of youreligible CIBC FirstCaribbean products. Reviewtransaction historyReview details of your transaction history forup to one month fordeposit and credit card accounts. Your runningbalance is shown onyour deposit accounts to help you keep track ofyour spending. Easybill payments Pay your bills from a list ofbillers you have set upin Internet Banking. Transfers fundsTransfer funds between youreligible CIBC FirstCaribbean accounts.Send a third party transferto anyone on your existing beneficiarieslist in Internet Banking.Money Monitor Set high and low balancethresholds for any one ofyour accounts and monitor your balancewithin that range. ProfileYou can upload a profile photo. LocatorSearch or use your currentlocation to find nearby branches andInstant Teller Machines™.Legal By downloading the CIBCFirstCaribbean Mobile App, youconsent to the installation of thisApp and to any future updatesor upgrades which may be automaticallyinstalled depending uponyour device or operating system’s defaultsettings or the settingsyou have selected. You can withdraw yourconsent at any time byuninstalling this App. Accessing this App mayresult in additionalservice fees charged by your service provider.Check with yourservice or hardware provider if you have questionsabout yourspecific device. Contact Information This App is madeavailable byFirstCaribbean International Bank, Michael MansoorBuilding,Warrens, St. Michael, Barbados, BB22026. To learn more,contact usat this mailing address orvisitwww.cibc.com/fcib/about-us/contact-us.html LANGUAGES: English

Mobile Application for CIBC US Private Wealth Management

CIBC Structured Notes. Market exposure on your terms.